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Security

Your data, handledlike money.

An application contains bank statements, tax returns and the owner's personal details. We treat all of it the way a bank treats a vault: encrypted, logged, and seen only by people who need it to fund you.

Six controls that matter

What we do, in plain terms, and what it means for the owner on the other side of the form.

  • Encryption everywhere

    TLS 1.2+ in transit and AES-256 at rest for every document, field and offer. Keys are rotated and never stored beside the data.

  • SOC 2 program

    Annual SOC 2 Type II audit of our security, availability and confidentiality controls, performed by an independent firm. Report available under NDA.

  • Bank-grade data handling

    Bank statements are read through a read-only connection you can revoke at any time. We never store your online banking credentials.

  • Least-privilege access

    Specialists see only the applications assigned to them. Every view of a document is logged, and access is reviewed each quarter.

  • Credit-safe applications

    Checking eligibility uses a soft inquiry that does not affect your score. A hard pull happens only when you accept an offer, and the lender tells you first.

  • Responsible disclosure

    Found something? Email security@fundlinecapital.com. We acknowledge within two business days, fix quickly and credit researchers who report in good faith.

Security FAQ

The funding specialist assigned to your application and, once you choose to share it, the lenders whose offers you are considering. Nobody else, and every view is logged.
No. Matching runs against lender criteria inside FundLine. A lender receives your file only when you ask for an offer from them.
Checking eligibility is a soft inquiry and does not affect your score. A hard inquiry happens only when you accept a specific offer, and the lender discloses it before you sign.
Active applications keep documents for 13 months so you can reapply without re-uploading. You can ask us to delete them sooner from your account or by emailing support@fundlinecapital.com.
Yes, at any time from your account settings. The connection is read-only from the start, and revoking it stops all future access immediately.
Email security@fundlinecapital.com. We share the current Type II report with customers and partners under a short NDA.

Have a question we did not answer? Email security@fundlinecapital.com

Apply with confidence.No impact to your credit score.

Fifteen minutes to apply, no impact to your credit score, and a funding specialist on the phone whenever you want one.