Samuel KAsheville, NC
Derek at FundLine Capital really helped me out. He took the time to get what my business needed, and it felt personal, not just like another deal.
Funding That Moves
as Fast as You Do.
No hidden fees. No impact to your credit score to apply.
One application, real offers from a network of lenders.
24 hrsfastest time to funding
4.8★average owner rating
75+lenders in our network
$1.2B+matched to small businesses
12K+businesses funded
15 minto complete an application
$5K–$5Mfunding range
100s of Happy Owners
and Counting.
FundLine Capital is a small business funding brokerage built for owners who don’t have time to wait. That means one application, offers from multiple lenders, and a funding team that knows your industry.
Funding Designed Around Your Business’s Journey
From your first invoice to your next expansion, we’ve built funding packages for every phase.
Just Starting
Working capital for your first hires and first customers
Products included in this package:
Growing
Capital to add locations, inventory, and people
Products included in this package:
Established
Bigger limits for property, acquisitions, and scale
Products included in this package:
Our Unique Advantage
Branch appointment
Paper application
Credit committee
Underwriting (30+ days)
Branch appointment
Paper application
Credit committee
Underwriting (30+ days)
Loan Agreement
Traditional Bank Lending
The old way: branch appointments, paper applications, credit committees, and underwriting cycles that often run several weeks. One lender, one product, one answer, and a lot of waiting.
FundLine Capital
FundLine Capital is the small business funding brokerage built for owners in a hurry. FundLine is faster, more transparent, and built to get you a yes because we are one application. We take that one application, shop it to the lenders that fit your business, and bring back real offers in days so you can pick the terms that work.
Get Funded Instantly or Talk to a Funding Specialist
Self-Serve: Apply, compare offers in minutes, and fund in as little as 24 hours.
Complete the online application, review offers from our lender network, pick your terms, and receive funds in as little as one business day. No calls or back-and-forth required.
Best for:
Owners who know how much they need and want a fast, frictionless experience.
Business financials
Please share a few numbers about your business.
Revenue in the last 12 months ($)*
Average monthly revenue ($)*
Upload recent bank statements if available
Drop the files here
Max 3 files, up to 50MB each
Bank Statement, Probably
Amount requested ($)
Business start date
Talk to a Specialist: Build a funding plan before you commit.
We’ll walk you through your options, help you compare rates and terms, and answer any questions so you can move forward with confidence. Our funding specialists are available any day of the week, including weekends!
Best for:
Owners who want guidance, have a more complex situation, or prefer a hands-on approach.
Business financials
Please share a few numbers about your business.
Revenue in the last 12 months ($)*
Average monthly revenue ($)*
Upload recent bank statements if available
Drop the files here
Max 3 files, up to 50MB each
Amount requested ($)
Business start date
An estimate is fine
Built for OwnersWho Build
Why small businesses get funded with FundLine Capital.
“I made payroll on time for the first month in a year. The line of credit was approved in two days and I only pay for what I draw.”
“Getting a loan for our new location used to mean weeks of meetings and waiting on callbacks. FundLine had three offers in my inbox so fast I double-checked they were real.”
“We got all new equipment for the shop without draining our cash. The financing was tied to the machines, and the terms were clearer than anything the bank showed us.”
“The FundLine team, in a matter of days, lined up the working capital I needed to land our first seven-figure wholesale order.”
“I was procrastinating on financing because of how tedious it seemed. Who knew you could get a real offer for your business in 15 minutes.”
“We run trucks in six states and most lenders didn’t understand the business. FundLine matched us with a lender who did, and we financed two rigs in a week.”
“The minute I hit submit, offers came back, a specialist reached out, and I had funding for our expansion inside a week. It’s that simple.”
“FundLine took the guesswork out of borrowing. Between a clean online application and a real person on the phone, I got back to running the launch.”
“We needed capital to close a large retail contract. FundLine delivered offers fast, with zero back-and-forth, and we kept the deal moving.”
“We hired four employees off the back of the term loan. The specialist helped us size it so we never over-borrowed.”
“Kudos to the team for building this from the ground up. It’s the first financing experience that felt like it was designed for owners, not banks.”
“I made payroll on time for the first month in a year. The line of credit was approved in two days and I only pay for what I draw.”
“Getting a loan for our new location used to mean weeks of meetings and waiting on callbacks. FundLine had three offers in my inbox so fast I double-checked they were real.”
“We got all new equipment for the shop without draining our cash. The financing was tied to the machines, and the terms were clearer than anything the bank showed us.”
“The FundLine team, in a matter of days, lined up the working capital I needed to land our first seven-figure wholesale order.”
“I was procrastinating on financing because of how tedious it seemed. Who knew you could get a real offer for your business in 15 minutes.”
“We run trucks in six states and most lenders didn’t understand the business. FundLine matched us with a lender who did, and we financed two rigs in a week.”
“The minute I hit submit, offers came back, a specialist reached out, and I had funding for our expansion inside a week. It’s that simple.”
“FundLine took the guesswork out of borrowing. Between a clean online application and a real person on the phone, I got back to running the launch.”
“We needed capital to close a large retail contract. FundLine delivered offers fast, with zero back-and-forth, and we kept the deal moving.”
“We hired four employees off the back of the term loan. The specialist helped us size it so we never over-borrowed.”
“Kudos to the team for building this from the ground up. It’s the first financing experience that felt like it was designed for owners, not banks.”
Explore Our Loan Products
Don’t over-borrow for the future or under-fund the now. Mix and match products as you grow, from first hire to fifth location.
Fast decision
Term Loan
A lump sum with a fixed repayment schedule, sized from $5K to $5M for expansions, build-outs, and big purchases.
Fast decision
Business Line of Credit
A revolving limit you can draw on whenever cash gets tight, paying interest only on what you use.
Fast decision
SBA 7(a) Loan
Government-backed financing with long terms and competitive rates for established businesses that can plan ahead.
Fast decision
Equipment Financing
Buy or lease vehicles, machinery, and technology with financing secured by the equipment itself.
Fast decision
Invoice Financing
Advance cash against unpaid invoices so slow-paying customers don’t stall your growth.
Fast decision
Merchant Cash Advance
An advance repaid as a percentage of daily card sales, with approvals based on revenue rather than collateral.
Fast decision
Commercial Real Estate Loan
Long-term financing to buy, build, or refinance the property your business operates from.
Fast decision
Business Credit Card
Everyday spending power that builds your business credit profile and keeps expenses separate from personal accounts.
FAQ
No. FundLine Capital is a small business funding brokerage. We work with more than 75 lenders and funders to give you more options from a single application, but we do not make loans directly. See how it works.
Most owners complete the FundLine application in about 15 minutes and see offers within a few days. Once you accept an offer, many lenders can fund in as little as 24 hours. No branch visits, no waiting on email threads, no phone calls unless you want one.
It depends on your stage. Newer businesses usually start with a line of credit, a business credit card, or equipment financing. Growing companies add term loans and invoice financing. Established businesses reach for SBA loans and real estate financing. You can also build a custom package if you already know what you need.
Filling out an application and submitting it to our lender network does not impact your personal credit score. Depending on the product and lender, accepting a funding offer may involve a hard credit inquiry, which the lender will disclose before you proceed.
One application, shopped by a broker who knows the lenders: you compare real offers instead of waiting weeks for one answer. Read more about working with a funding broker vs. banks. No juggling three applications, no waiting for callbacks, no explaining your business five different times.
Not necessarily. Lenders look at time in business, monthly revenue, credit history, and industry. Many programs fund businesses that are still investing in growth. Getting your numbers in order early with FundLine makes the strongest case.
You get a direct line to your FundLine funding specialist and the lender’s closing team: no phone trees, no 48-hour callbacks. We walk through the agreement, handle documentation, and keep you updated until the money is in your account.
Can’t find an answer to your question? Get in touch