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Run the NumbersBefore You Apply.

Two quick tools: what a loan will cost each month, and how much funding a business like yours typically qualifies for. No sign-up, nothing saved.

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Jump to qualification

Loan Payment Calculator

Enter an amount, rate and term to see the monthly payment, total interest and how the balance falls over time.

Assumes a fixed rate with equal monthly payments and no fees. Weekly or daily repayment products and factor-rate advances will differ. Use the APR shown on your offer for a like-for-like comparison.

Get real offers for this amount
Monthly payment
$4,804.94
Total interest
$22,978
Total repaid
$172,978
Principal $150,000Interest $22,978

Amortization preview

MonthPaymentPrincipalInterestBalance
1$4,804.94$3,617.44$1,187.50$146,383
2$4,804.94$3,646.08$1,158.86$142,736
3$4,804.94$3,674.95$1,130.00$139,062
4$4,804.94$3,704.04$1,100.90$135,357
5$4,804.94$3,733.36$1,071.58$131,624
6$4,804.94$3,762.92$1,042.02$127,861
… 29 more payments …
36$4,804.94$4,767.20$37.74$0

How Much Could I Qualify For?

Lenders size offers from monthly revenue, time in business and credit. Move the inputs and watch the range change.

This is a rule-of-thumb estimate from typical network offers, not a decision. Most lenders cap offers near 8–15% of annual revenue for short-term products and higher for asset-backed or SBA loans.

Estimated funding range

$37,000 – $92,000

Products most likely to return an offer
  • Term loan
  • Line of credit
  • Invoice financing
  • Equipment financing

No impact to your credit score to apply.

See your actual offers

FAQ

The calculator assumes a plain fixed-rate loan with equal monthly payments. Real offers add origination fees, may repay weekly, and some products (advances, invoice financing) are priced with fees instead of interest. Always compare the APR on the disclosure.
A factor rate multiplies the advance (borrow $100K at 1.3, repay $130K) and ignores time. APR spreads the cost over the actual term, so a 1.3 factor repaid in six months is a much higher APR than the same factor over eighteen. FundLine shows both on every offer.
Not always. A longer term lowers the payment but raises total interest. Match the term to how long the thing you are buying will produce revenue: short for inventory, longer for equipment or a build-out.
It is a rule of thumb built from typical network offers. Your actual range depends on bank deposits, existing debt, industry and the lender. The only way to know is to apply, which takes about 15 minutes and does not affect your credit score.
No. Both calculators run in your browser and nothing is stored or sent to us.

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