Built by owners,for owners.
FundLine Capital is a funding brokerage. One application, real offers from 75+ lenders, and a specialist who picks up the phone. We started it because borrowing for a small business should not take a month.
Why we exist
Borrowing for a small business should take an afternoon, not a month.
In 2011 our founders were running a two-truck delivery company and could not get a $40,000 loan from the bank they had used for six years. The paperwork took five weeks. The answer was no. A second lender said yes in three days; they had simply never heard of it. FundLine exists to close that gap.
Today we work with 75+ banks, credit unions and online lenders. You fill out one application in about 15 minutes, we check it against the criteria of the lenders we work with, and you compare real offers side by side. Checking eligibility never touches your credit score.
We are paid by the lender when a loan funds, never by application fees. That keeps us on the owner's side of the table. Our job is to find the offer you would choose if you had time to talk to every lender yourself.
The numbers behindthe promise.
- 24 hrs
- fastest time to funding
- 4.8★
- average owner rating
- 75+
- lenders in our network
- $1.2B+
- matched to small businesses
- 12K+
- businesses funded
- 15 min
- to complete an application
- $5K–$5M
- funding range
Leadership
A small team of former owners, lenders and engineers. Most of us have borrowed for a business; all of us have been told no.
Maya Chen
Co-founder & CEO
Ran a regional delivery company for nine years before starting FundLine. Still reads every owner review.
Daniel Okoro
Co-founder & COO
Fifteen years in commercial credit at two community banks. Wrote the first version of our lender fit checklist by hand.
Renee Castillo
Head of Lender Partnerships
Onboards and audits every lender we work with. Her rule: if she would not take the offer, it does not get listed.
Jordan Blake
Head of Funding Specialists
Leads the team that calls you back. Former owner of a three-location coffee roaster in Denver.
Anika Sørensen
VP of Engineering
Built the same-day decision pipeline. Previously led payments infrastructure at a mid-size fintech.
Tom Adeyemi
Head of Credit & Risk
Keeps offers honest. Reviews pricing across the network so a fast offer is never a bad one.
How we work
Four rules we hire, build and lend by.
Owner first
We only get paid when you get funded. No application fees, no upsells, no surprise brokers in the middle.
Speed with substance
Offers in hours, not weeks, but every one is real: rate, term, total cost of capital, spelled out.
Plain numbers
APR, not factor rates dressed up. If a lender will not show the true cost, they are not in our network.
Earn every loan
Specialists are paid on owner outcomes, not volume. A smaller loan that fits beats a bigger one that does not.
See what 75+ lenderswould offer your business.
Fifteen minutes to apply, no impact to your credit score, and a funding specialist on the phone whenever you want one.